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About This Unit
Live in a private enclave in the heart of Bay Harbor!! Nice Unit 1 Bedrooms 1 and 1/2 Bathrooms. The highly desired Summit Condo provides an abundance of space to live, entertain, relax and play. Spacious and bright apartment located in Bay Harbor Islands. Living, Family and Kitchen. Building has amenities, including pool and card room. This home is sure to be at the top of your list, what other reasons will make you fall in love with this magnificent unit? Schedule your private showing today
Pricing at Summit — $294/sqft
Summit Unit 406 is listed at $294/sqft.
Building-level comparison data is thin for this bedroom count — see Recent Comparable Sales below.
Based on live MIAMIRE active & closed listings at Summit.
Time on Market — 202 days
Summit Unit 406 has been on the market for 202 days.
Building-level pace data is thin for this bedroom count.
Price History
Originally listed at $293,000. Reduced to $269,900 on Apr 14, 2026 (after 203 days on market) — -7.9% (−$23,100).
Estimated Monthly Cost
Mortgage (P&I)
$1,466
HOA
$403
Property Tax
$25
Total / mo
$1,894
Assumes 7.20% rate on 20% down (30-year fixed).
Tax effective rate 0.11%.
HOA $0.44/sqft · All-in $2.06/sqft / month.
Excludes wind / flood / contents insurance — verify your actual rate with a lender.
Schedule your private showing at Summit.
Walk the unit with someone who knows this building inside out. Get pricing history, negotiation strategy, and the things the listing won't tell you.
That's (305) 337-4259 • Available 7 days a week
What to Verify
Flood Zone: This unit is in flood zone AE. High-risk flood zone (Special Flood Hazard Area). Federal flood insurance required for federally-backed mortgages.
Building Age: Built in 1963 (63 years old) — past Florida's 40-year recertification trigger; verify milestone status.
Verify all of the above with the HOA before closing.
Building: Summit
Unit: 406
Year Built: 1963
Stories: 5
City: Bay Harbor Islands
Postal Code: 33154
HOA Fee: $403 / Monthly
View: Garden View, Other View
Waterfront: No
Private Pool: No
Heating: Electric
Cooling: Central Air
Days on Market: 202
Listed: September 24, 2025
MLS #: A11880721
Location
Listing courtesy of: One Sotheby's International Realty
Information provided by Miami Association of Realtors / SEFMLS • Deemed reliable but not guaranteed • MLS #: A11880721
Information provided by Miami Association of Realtors / SEFMLS • Deemed reliable but not guaranteed • MLS #: A11880721
• Updated Apr 14, 2026