HomeCondos for SaleBelle Plaza CondoUnit 704
20 Island Ave, Unit 704
+2 more
$560K

Belle Plaza Condo Unit 704

20 Island Ave, Unit 704 • Miami Beach, FL 33139

at Belle Plaza Condo

Beds
1
Baths
2
Living Area
856 SF
Price / SF
$654
HOA / Monthly
$939
Days on Market
195

About This Unit

Belle Isle Oasis Bright 1BD/1.5BA with new impact windows. All special assessments paid & building fully updated: passed recertification, new roof, renovated hallways, updated card room, elevators & dock. Amenities include tennis, pool, gym, and lush oasis-like grounds. Prime walkable location to top restaurants & groceries

Pricing at Belle Plaza Condo — $654/sqft
Belle Plaza Condo Unit 704 is listed at $654/sqft.
Building-level comparison data is thin for this bedroom count — see Recent Comparable Sales below.
Based on live MIAMIRE active & closed listings at Belle Plaza Condo.
Time on Market — 195 days
Belle Plaza Condo Unit 704 has been on the market for 195 days.
Building-level pace data is thin for this bedroom count.
Price History
Originally listed at $585,000. Reduced to $560,000 on Apr 16, 2026 (after 196 days on market) — -4.3% (−$25,000).
Estimated Monthly Cost
Mortgage (P&I)
$3,041
HOA
$939
Property Tax
$633
Total / mo
$4,613
Assumes 7.20% rate on 20% down (30-year fixed). Tax effective rate 1.36%. HOA $1.1/sqft · All-in $5.39/sqft / month. Excludes wind / flood / contents insurance — verify your actual rate with a lender.

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What to Verify
Flood Zone: This unit is in flood zone AE. High-risk flood zone (Special Flood Hazard Area). Federal flood insurance required for federally-backed mortgages.
Building Age: Built in 1962 (64 years old) — past Florida's 40-year recertification trigger; verify milestone status.
Verify all of the above with the HOA before closing.
Unit: 704
Year Built: 1962
Stories: 18
City: Miami Beach
Postal Code: 33139
HOA Fee: $939 / Monthly
View: Bay
Waterfront: Yes
Private Pool: No
Heating: Central
Cooling: Central Air
Days on Market: 195
Listed: October 3, 2025
MLS #: A11889766

Location

Tour with Ricky

Schedule your private showing. Get pricing history, negotiation strategy, and the things the listing won't tell you.

Text or Call (305) 33-RICKY
That's (305) 337-4259
Email About This Unit
Ricky Garcia
Ricky Garcia
Ricky J. Garcia LLC
Licensed with Global Luxury Realty
Listing courtesy of: Compass Florida, LLC
Information provided by Miami Association of Realtors / SEFMLS • Deemed reliable but not guaranteed • MLS #: A11889766 • Updated Apr 16, 2026 • Photos uploaded 96 days ago.